The first step in choosing the proper hospital is determining how you are going to pay for your medical care. Hospital stays average tens of thousands of dollars. Make sure that your health insurance provider will pay for your treatment at a specific hospital. If you’re having a scheduled procedure, most insurers require that you get pre-approval to guarantee that the hospital bill will be paid.
For emergency care, the same consideration needs to be made. Choose a health plan that will cover treatment at the hospital of your choice. Although it is true that no U.S. hospital can deny you treatment for lack of insurance, it’s also true that someone has to pay for that treatment. You might get admitted to an emergency room for a broken leg and next month receive a bill for a $700 X-ray, a $1,000 ER fee, $2,000 for the resident and $500 for … Read More